I’ve just got back from the Nationwide in town with Jennie after setting up a joint account for mortgage/house/bill/etc purposes. Also the Nationwide is where my savings account resides and so shuffling money will become slightly more trivial. The process was far longer than I was expecting and quite suprising in that they didn’t ask for any ID from me (being as I was a member already) beyond being able to produce my address and DoB on demand. Jennie just needed to hand over the passport since proof of address then came from the electoral roll.
The chappie was very nice but very, very, very chatty. All very well and good but some of us have to get back to work for a living :). Once he found out I work for what I tell people is a games company he immediately started geeking out over computer games with Jennie. Joy! Eventually everything got sorted modulo having to go back to half way through the process to add in Jennie’s middle name.
For the Internet banking I had to think of things such as important dates and places rather than a password. Now people might be able to remember these more easily but I can’t. I just have a hash function I can apply mentally to whatever I can remember which produces a sufficiently strong password in most cases. Having to think of non-password style things to remember was remarkably hard.
The credit check was pleasing. We have an overdraft limit of 1.2MBP[1] and a credit-card limit of almost 2.5MBPs.
[1] MBP == Money equivalent to one Mac Book Pro. I find it a more useful way of measuring moderately big sums of money.